Ok Visa Card Make up your Mind

Ever hear from a bill collector? They remind you that you are behind in your payments. When you tell them you dont have money, they still dont understand why you dont write them a check. So... you write the check even thought there is no money in your account hoping your paycheck will hit the bank in time.

Well you guessed it! The pay check doesnt arrive and your check is hot. You get a $30.00 charge from the bank and Visa wants an additional $30.00 because you wrote a hot check. But wasn't the check THEIR idea?

What morons. What part of you cant pay with money you dont have do they NOT understand. OH you try to adjust the payment date so you can match the payments with the arrival of the paycheck. They say they won't do it until your current. But, of course, you well never be current because the payments are due way before the paycheck hits the bank so your always late and getting additional charges so you will actually never be current nor will you ever pay the damn credit card off!!